CIBIL score affects lives.

So, it must be readily accessible !!

but, It's not.

So, we need a credit assessment model for

Those without a CIBIL score

230 million

Disrupting the credit market

$300 billion

The growing retail credit sector

24% CAGR

WELCOME TO FLYK

FLYK is an online app platform that provides credit services to the people without a CIBIL score.

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But more than 225 companies are in this domain & majority of them rely on alternative data.

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The problem is, that data is either insufficient or is absent. So, we need to look beyond it.

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HOW'S FLYK DIFFERENT

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Improved Evaluation

FLYK utilises alternative data with social capital data to better evaluate repayment intention.

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Lower Defaults

Members on FLYK are responsible for the repayment of each other's credit dues.

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Lower CAC

Members can improve their credit services by inviting their contacts to join FLYK.

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Financially Inclusive

FLYK can provide credit services to even those individual's without any alternative data.

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ARE YOU THE FLYK'S SUPERSTAR

PROGRESS SO FAR

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PROGRAMMER

Coding is your religion. Through code, logic & algorithms you want to change this world. You understand & truly appreciate the beauty of the equation e = mc^2.

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BANKER

You just love numbers and know the various regulatory requirements and compliances related to the banking & finance industry like the back of your hand.

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Investor

You would like your investment to have a social impact. You can differentiate between a 'Startup' & a business & understand how banks & money works.

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Not defined

You bring with your self qualities that cannot be put on a CV. You appreciate the risky & gutsy nature of Elon Musk & want the world to know your existence.

JOIN THE FOUNDING TEAM

CURRENT TEAM

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Apratim Ganguli

He takes care of the business logic. Prior to FLYK he was the co- founder of a deals & discounting app.

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Nikhil Patil

He takes care of the app development. He also cofounded Infiny Webcom which is a web & app development company.

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Krunal R

He takes care of the operations. He also cofounded Infiny Webcom which is a web & app development company.

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You

Would you like to be a part of something that has the potential to affect millions of lives? If yes, let's get in touch.